Personal Checking That Fits Your Life
At Iroquois Federal, we believe banking should be straightforward and built around you. That’s why we offer a wide range of personal checking account options designed to meet your unique needs. Whether you're looking for everyday simplicity, added convenience, or specific features that support your financial goals, we have an account that's perfect for you.
Open an account today and discover how flexible, personalized banking can make managing your money easier than ever.
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Personal Checking Benefits
When you open a checking account with Iroquois Federal — regardless of which account you choose — you'll get several great features to make your experience more convenient. Let's start with the freebies of a checking account:
Online Banking
Mobile Banking
Online Bill Pay
Account Alerts
eStatements
Mobile Deposit
Personal Financial Management Tools
Credit Score Report
Choose Your Account
We offer several different checking account options to give you choices when it comes to your financial future. See the table below and choose which account is right for you!
| Account Type | Min. Balance | Service Charge | Interest | Checks | Statement |
|---|---|---|---|---|---|
| Go Simple | None | None | No | Price Varies | eStatements Required |
| Iroquois Checking | None | $7.50/month (with $200 min. balance) | Yes | Free | Free paper statements (eStatement optional) |
| Everyday Checking | None | $5.00/month (with $200 min. balance) | Yes | Price Varies | Free paper statements (eStatement optional) |
| Golden Checking | None | None | No | Free | Free paper statements (eStatements optional) |
Make Cents with Iroquois Federal
Grow your savings without even thinking about it with SmartCents, the automatic round-up feature from Iroquois Federal. Every time you shop, we'll round up your purchase and the difference gets tucked away into savings! Ready to start? Call your local Iroquois Federal banker today.
Overdraft Privilege
A bounced check or a declined card transaction can be stressful, but with Overdraft Privilege from Iroquois Federal, your finances stay covered. We offer a safety net to help you avoid returned payments due to insufficient funds. Get peace of mind when you need it most! NSF fees, limits, and other restrictions may apply. Contact Us today or visit your local Iroquois Federal banking office.
Overdraft Privilege Disclosure