Plan Ahead with an Individual Retirement Account (IRA)
It's never too early to start thinking about what comes next. Whether you're looking out for your retirement or considering funding future education expenses, an IRA from Iroquois Federal gives you flexible options and tax advantages that help your money grow over time. Ready to secure your future?
Give Us a Call Visit Your Local Iroquois Federal Banking Office
IRA Investment Options
- Fixed-rate CDs with various term options
- A 15-month variable-rate CD that allows additional contributions throughout the term
Types of IRAs We Offer
- Traditional IRA – Tax-deferred growth with potential tax-deductible contributions
- Roth IRA – Tax-free growth and withdrawals in retirement
- SEP IRA – Simplified Employee Pension plans for small business owners and self-employed individuals
- Coverdell Education Savings Account (CESA) – Tax-advantaged savings for education expenses
Let's Get Started
Have questions? Just ask — we’re happy to help! Contact our team or visit your local Iroquois Federal banking office to get started.