CREDIT CARD PROGRAM


* SPECIAL OFFERS AVAILABLE *

VISA CASH REWARDS PLATINUM
This card allows you to earn cash back for up to 1% of your purchases each year. It has NO ANNUAL FEE if you use the card at least once. The interest rate is based on the prime interest rate and your credit score. It also provides extended warranty coverage.

VISA PLATINUM
This card is targeted for the individual with income over $30,000. It has NO ANNUAL FEE! The interest rate is very attractive based on the prime interest rate and credit scores.

VISA PLATINUM TRAVEL
This card is targeted for the individual that has an income of greater than $30,000 and spends $8,000, and can earn FREE TRIPS. There is a $55.00 Annual Fee for this card. It also offers an attractive interest rate based on prime as well as credit scores. It offers travel assistance as well as rental car discounts.

VISA CLASSIC
This card is target at incomes in the $12,000 to $30,000 and also offers the benefit of NO ANNUAL FEE! Car rental discounts is another benefit of this card.

COLLEGE VISA
This card is targeted for the college student in either a 2 or 4 year college who earns $12,000. Car rental discounts are available, plus NO ANNUAL FEE!

YOUNG ADULT VISA
This card is for the 16 and older young adult who needs a credit card, but requires a co-signer. NO ANNUAL FEE!