Iroquois Federal is a portfolio lender that services all of our loans; offering both adjustable and fixed rate mortgage loans with reasonable closing costs for owner occupied properties.
- 1 Year ARM* Program
- 3/1 ARM Program
- 5/1 ARM Program
- 7/1 ARM Program
- MPF Extra Fixed Rate Loans
- In House Fixed Rate Loans
We offer many other mortgage related products:
- Commercial Real Estate Loans
- Construction/Permanent Loans
- Second Mortgages
- Re advancements
- Home Equity Line of Credit
- Non-owner Occupied Loans
* The 5/1 & 7/1 ARM Programs have a 2% Maximum "Annual" rate change up or down and a 6% lifetime cap up from the initial rate.
The 1 Year & 3/1 ARM Programs have a 1% Maximum "Annual" rate change up or down and a 5% lifetime cap up from the initial rate.
This rate is based on the weekly average of a one-year U.S. Treasury Securities rate plus an applicable margin.
Floor on all ARM programs is equal to initial rate.
Deposit products offered by Iroquois Federal Saving and Loan. Equal Housing Lender . Member FDIC.
Investment products/services are available through the advisors at Iroquois Financial, Investments advisory services are offered through Raymond James Financial Services Advisors, Inc. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.
Insurance Products/services available through Iroquois Insurance, a subsidiary of Iroquois Federal.
Not a Deposit • Not insured by FDIC or any other governmental agency • May Lose Value • Not guaranteed by Iroquois Federal • Subject to risk
© 2013 Iroquois Federal Savings and Loan